there's really no reason to not get OEM. I mean, with retail you get a fairly worthless manual and a box, which is nice, but not worth the extra $100 or so it'll probably run you. OEM software wise is the exact same thing, but they usually just include the cd and cd key (and a certificate of authenticity, i think). I always buy OEM now, when possible. Just make sure you're buying a real copy and not a fake. They do exist in the US. Usually trying to buy through pricewatch will get you a damn good price on the software and a decent seller. With that said, get xp pro, not home. If you ever want to do some playing with your computer, home is worthless (and the fact that you're here probably means you intend to play with it at some point).
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