Audigy 2 ZS Platinum + Internal I/O drive with remote $99
 

I wish I waited. I got a Audigy 2 ZS Gamer for $60, but now I see Fry's has the Audigy 2 Platinum for $100. The important feature is the I/O drive, which allows you to connect your PC to home theatre receivers through purely digital connections. The remote adds more functionality in such a set up.

Well, here's the link.

i'm not sure why you'd get that when the X-fi is only like $10-20 more... that is, unless you are all about the remote and i/o drive...