well its late and many probs.........multiple reinstalls...........here is what it ended up being (I should have stuck with the bios disc boot order that worked just as easy)....................
[boot loader]
timeout=20
default=multi(0)disk(0)rdisk(1)partition(1)\WINDOWS
[operating systems]
multi(0)disk(0)rdisk(1)partition(1)\WINDOWS="Microsoft Windows XP Professional" /fastdetect /NoExecute=OptIn
C:\="Microsoft Windows"