pssst, jason, I did say why.... security. :P
I've used both exclusivly and used both at the same time. In fact, I'm using both at this very moment. Do "I" see a difference between them? Nope, not at all. But then again, I haven't benchmarked the two so I can't say one is faster than the other.
All I'm saying is that if you want to set specific security levels, NTFS will allow you to do that whereas FAT32 does not. To me, that's the only real significant benifit NTFS has over FAT32 for a home system. If your running a file or application server, security then becomes an issue so therefore NTFS is ideal for it. Well... maybe not "ideal" but you get the jist of what I'm saying.
In Aemon's case, switching from a 16 bit OS to a 32 bit OS would most likely have been the reason for his noticable speed increase. Not the switch from FAT32 to NTFS. (not trying to prove you wrong Aemon, just pointing out that compairing Win 98 to Win 2K is like compairing apples to oranges)
If your really worried about which to use, try them both and do some benchmarking. Then decide which is best suited for your system and your likes.
EDIT: After giving this more serious thought... I guess I really didn't give an adaquate answer to why. In a nutshell, if you don't know anything about NTFS security and you start messing with it, you can really screw things up very quickly. Locking yourself out of your own OS can really be a pain in the *ss. Just loading it and running it you shouldn't have any problems, but don't mess with the security, access levels, permissions, etc... unless you know what your doing.
